TERMS & CONDITIONS

User Terms

These User Terms apply to websites operated by Smart N Successful (‘Smart N Successful' or ‘we' or ‘us' or ‘our’) from time to time. In accordance with the following user terms ('User Terms'), Smart N Successful grants you as an authorised user ('User' or 'you') of this website (the 'Website') certain rights (as set out below) and in return you agree to perform certain obligations. These User Terms form a binding contract between you and Smart N Successful. By using this Website, you therefore confirm that you are at least 18 years old, or if you are under 18 years old that you have obtained your parent's or guardian's consent to enter into these User Terms. Please read these User Terms carefully before using the Website. By using the Website, you are deemed to have accepted these User Terms. These User Terms apply whatever method you have used to access the Website, including but not limited to computer, portable device, digital television services and mobile phone. If you do not agree to any part of these User Terms you should stop accessing this Website and navigate away from it.

Contacts / What do these terms cover?

If you register for any services, forums or enter any prize competitions or other promotions on the Website, separate terms and conditions which are located on the Website may also apply in addition to these User Terms. Smart N Successful's Standard Competition Terms and Conditions will also apply to any competitions in addition to these User Terms.

Registration

Some services on the Website may be restricted to users that have registered their details with us and created an account. If you decide to register for one of these services you agree:

(a) that your account details are personal to you and you will not disclose your account details to any third party;

(b) that you will not allow a third party to use your password for the purposes of gaining entry to services meant for registered users only and that you will take all reasonable steps to ensure that your user details are kept confidential and secure; and

(c) that you will not create an account using false information or impersonate another person when registering for a service on the Website.

We may cancel your registered account at any time if for any reason we believe you have breached these requirements. We also reserve the right to disable your account details, whether chosen by you or allocated by us, at any time if in our sole opinion you have failed to comply with any part of these User Terms.

Registration for some services offered by Smart N Successful may require registration through a third party website (e.g. Facebook).

Accessing the Website

Accessing our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Website without notice. We will not be liable for any reason if the Website remains unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users who have registered with us. You are responsible for making all arrangements necessary for you to have access to our Website (including taking all necessary steps to ensure you use up-to-date anti-virus software). You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these User Terms, and that they comply with them.

Unless otherwise specified on the Website, the Material available on the Website is directed solely at those who access the Website from Canada Smart N Successful makes no representation that any Material is appropriate for use elsewhere or available in any other locations. Those who choose to access the Website from any other location are solely responsible for compliance with local laws and regulations if, and to the extent, that they are applicable.

Use of the Website / Acceptable Use Policy

Your use of the Website will be subject to complying at all times with our Acceptable Use Policy in this paragraph 5. For the purposes of these User Terms: "Material" will include but is not limited to: software, documentation, text, pictures, sounds, graphics, articles, video or audio clips, advertising material and other material published on the Website.

We are either the owner or the licensee of the intellectual property rights in the Website and the Material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Accessing our Material

You are entitled to access and print the Material for your own personal private and non-commercial use only, provided that you do not:

(i) download or print any Material in a systematic or regular manner so as to create a database (electronic or paper form);

(ii) remove any notices relating to the ownership of copyright or other intellectual property rights in the Material;

(iii) modify, translate, reverse engineer, reproduce, decompile, disassemble or create derivative works of any of the Material; or

(iv) rent, lease, sub-license, loan, copy, commercially exploit or give or transfer any rights in the Material in any form, to any person or entity without our prior written consent.

Our status (and that of any identified third party contributor or rights holder) as the author of the Material must always be acknowledged. If you print off or otherwise copy any part of the Website or Material in breach of these User Terms, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the Material you have made. You are not authorised to download or copy any music or videos which we may grant you access to on the Website without our explicit written consent in each instance.

Prohibited uses

You further agree that you will not use the Website for any of the following purposes:

(i) to send or distribute multiple unsolicited emails or messages ('Spam') or to cause any other person annoyance, inconvenience or worry;

(ii) for any purposes connected to any business without our consent, including sending any unsolicited advertisements or promotional material;

(iii) to use or attempt to use any software, engine, or any other means to navigate or search the Website other than the navigation tools and search facilities available on the Website and general third party browsers;

(iv) to carry out any activities in relation to "screen scraping" or "database scraping" to obtain lists of users, URLs, internet keywords or other information;

(v) to access the Website by any means other than through the interface that is provided by Smart N Successful for use in accessing the Website;

(vi) to use or transmit any material that contains software viruses or any other computer code, file or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment, including but not limited to the Website;

(vii) to do anything which imposes an unreasonable or disproportionately large load on the Website's infrastructure;

(viii) to interfere with or disrupt the Website and/or any of its services or servers or networks connected to the Website or disobey any requirements, procedures, policies or regulations of networks connected to the Website; or

(ix) to collect or store personal data about other users of the Website whether or not for commercial purpose without their consent. This includes the posting of phone numbers, addresses or any other private information without the express permission of that individual.

Submission of Material to the Website

You agree that any Material submitted by you for publication on the Website, including but not limited to any Material sent via forums, chat services, feedback, bulletin boards or articles or any other Material submitted for publication on the Website or in using any of the Website services is done so on the following terms:

(i) you will not submit Material that is offensive, abusive, indecent, defamatory or obscene;

(ii) you will not submit any Material which infringes the intellectual property rights of any third party or in breach of any obligation of confidentiality by which you are bound - all Material you submit must be owned or licensed by you;

(iii) you grant to us a worldwide, royalty-free licence to use the Material in perpetuity in any format and on any media. This means for example, that we may use your Material in the print and digital editions of magazines published by Smart N Successful, the Website and on any other websites operated by Smart N Successful indefinitely;

(iv) we reserve the right not to publish the Material submitted and to make additions or deletions to the Material, prior to publication;

(v) we reserve the right to remove and/or delete the Material submitted by you without notice;

(vi) we reserve the right to cut and crop any photographs or graphical images submitted by you at our discretion and to alter any Material such that we can make it available on the Website;

(vii) you acknowledge that you are solely responsible for the Material you submit and that we do not screen the Material prior to its publication on the Website, and therefore any opinion submitted by you will be accurate and/or genuinely held;

(viii) we reserve the right to share your identity with any third party who is claiming that any Material posted or uploaded by you to the Website violates these User Terms; and

(ix) we may identify you as the contributor of any Material, and you waive any moral rights you may have in respect of our use of the Material. Our Forum Rules (see paragraph 8) expand upon the points above.